What are you trying to do?

Pick the one that fits best. We tailor the rest of the questions to your situation.

Property value and loan amount

Move the sliders. We'll show you the loan-to-value ratio (LVR) live.

Property value

$800,000

Loan amount needed

$640,000

Loan-to-Value Ratio 80% Strong — most lenders compete for this LVR

Property postcode (optional — improves accuracy by filtering state-restricted lenders)

Property type (optional)

Current loan balance (how much you still owe today)

$500,000

Your current interest rate (so we can compute savings)

6.50%

Current lender (optional)

Using equity from another property? (unlocks lower combined LVR)

Have a guarantor? (family member putting up equity for you — saves LMI)

A quick figure to get you the right options — we'll refine it together.

$35,000

This determines which lenders will accept your application.

Gross (before tax), all income sources combined. Australian median is ~$95k.

$120,000

$40k$95k median$250k$500k+

Monthly minimum repayments — credit cards + other loans (big impact on borrowing power)

$0

Default, missed payment, bankruptcy in the last 7 years — anything we should know?

When do you need to settle? (filters lenders by turnaround speed)

Currently bank with any of these? (loyalty pricing boost)

Your personalised pathway report is ready. First, what should we call you?

You'll see it on the next screen — we'll email a copy so you have it to keep.

So Richard can talk you through your options when you're ready. No spam — ever.

Want a complimentary insurance comparison too? (optional — we often improve on current General & Life cover)

Preparing your personalised pathway report…