/* Smart Form v2 — redesign brand system ("Quiet Authority"), mobile-first, single CSS file.
   Matches estebandco.com redesign.css: Fraunces headings, Inter body, #0033a0 brand,
   paper-light surface. All .sf2-* class names preserved (app.js contract unchanged). */

@font-face{font-family:"Fraunces";src:url("/fonts/fraunces-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Fraunces";src:url("/fonts/fraunces-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Fraunces";src:url("/fonts/fraunces-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Inter";src:url("/fonts/inter-400.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Inter";src:url("/fonts/inter-500.woff2") format("woff2");font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:"Inter";src:url("/fonts/inter-600.woff2") format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Inter";src:url("/fonts/inter-700.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root {
    --brand:#0033a0; --brand2:#0033a0; --brand-dark:#002577;
    --brand-grad:linear-gradient(135deg,#0033a0,#2a63d6);
    --brand-soft:#e9eefb; --brand-line:#cdd8f4;
    --bg:#f6f5f2; --bg2:#efeee9; --card:#ffffff; --card2:#faf9f6; --line:#e3e1da;
    --ink:#181920; --ink2:#54566a; --ink3:#83859a;
    --green:#1f9d6e; --warn:#b26a00;
    --serif:"Fraunces","Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;
    --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
    --mono:ui-monospace,"SF Mono",Menlo,Consolas,monospace;
    --shadow:0 12px 34px rgba(20,23,40,.09);
    --shadow-sm:0 4px 14px rgba(20,23,40,.06);
    --radius:16px;
    /* legacy aliases kept so any inline references still resolve */
    --primary:var(--brand); --primary-dark:var(--brand-dark); --accent:var(--brand);
    --surface:var(--card); --border:var(--line); --text:var(--ink); --text-muted:var(--ink2);
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html, body { font-family: var(--sans); background: var(--bg); color: var(--ink); -webkit-font-smoothing: antialiased; }
body {
    min-height: 100vh;
    background:
        radial-gradient(ellipse at top left, rgba(0,51,160,.06), transparent 55%),
        radial-gradient(ellipse at bottom right, rgba(0,51,160,.035), transparent 55%),
        var(--bg);
    line-height: 1.55;
}
.sf2-shell { max-width: 720px; margin: 0 auto; padding: 0 16px; }

/* Header */
.sf2-header {
    display: flex; align-items: center; gap: 16px;
    padding: 18px 0;
    position: sticky; top: 0; z-index: 10;
    background: rgba(246,245,242,.86);
    backdrop-filter: saturate(150%) blur(12px);
    border-bottom: 1px solid transparent;
}
.sf2-brand { display: flex; align-items: center; text-decoration: none; }
.sf2-brand-logo { height: 40px; width: auto; display: block; }
.sf2-progress {
    flex: 1; height: 5px; border-radius: 999px;
    background: var(--line); overflow: hidden;
}
.sf2-progress-bar {
    height: 100%; background: var(--brand-grad);
    transition: width 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}
.sf2-back, .sf2-restart {
    background: none; border: 0; color: var(--ink2);
    font-size: 14px; cursor: pointer; padding: 8px 12px;
    border-radius: 10px; font-family: inherit; font-weight: 500;
}
.sf2-back:hover, .sf2-restart:hover { background: var(--brand-soft); color: var(--brand); }
.sf2-restart i { font-size: 12px; }

/* Main */
.sf2-main { padding: 34px 0 64px; }
.sf2-screen { animation: sf2-fade-in 0.5s cubic-bezier(0.4, 0, 0.2, 1); }
@keyframes sf2-fade-in {
    from { opacity: 0; transform: translateY(12px); }
    to   { opacity: 1; transform: translateY(0); }
}
.sf2-q {
    font-family: var(--serif); font-weight: 600;
    font-size: clamp(27px, 4.4vw, 37px); line-height: 1.06;
    letter-spacing: -.02em; text-wrap: balance;
    margin-bottom: 10px; color: var(--ink);
}
.sf2-sub { color: var(--ink2); font-size: 16px; margin-bottom: 28px; line-height: 1.55; max-width: 40rem; }

/* Chip grids */
.sf2-chip-grid { display: grid; gap: 12px; }
.sf2-grid-intent { grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); }
.sf2-grid-emp { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }

.sf2-chip {
    background: var(--card);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 20px 16px;
    cursor: pointer;
    text-align: center;
    transition: transform .22s cubic-bezier(0.4,0,0.2,1), border-color .22s, box-shadow .22s;
    display: flex; flex-direction: column; align-items: center; gap: 10px;
    font-family: inherit; color: var(--ink);
}
.sf2-chip i { font-size: 23px; color: var(--brand2); transition: color .2s; }
.sf2-chip span { font-weight: 600; font-size: 15px; }
.sf2-chip:hover {
    transform: translateY(-2px);
    border-color: var(--brand-line);
    box-shadow: var(--shadow);
}
.sf2-chip.selected {
    border-color: var(--brand); border-width: 2px;
    background: var(--brand-soft);
}
.sf2-chip.selected i { color: var(--brand); }

.sf2-emp-chip { text-align: left; align-items: flex-start; gap: 4px; }
.sf2-emp-chip strong { font-size: 16px; }
.sf2-emp-chip small { color: var(--ink2); font-size: 13px; }

/* Sub-questions */
.sf2-sub-q {
    margin-top: 24px;
    padding: 20px;
    background: var(--card2);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    animation: sf2-slide-down 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}
@keyframes sf2-slide-down {
    from { opacity: 0; transform: translateY(-8px); max-height: 0; }
    to   { opacity: 1; transform: translateY(0); max-height: 500px; }
}
.sf2-sub-q label { display: block; font-weight: 600; margin-bottom: 12px; }
.sf2-chip-row { display: flex; flex-wrap: wrap; gap: 8px; }
.sf2-mini-chip {
    background: var(--card); border: 1px solid var(--line);
    border-radius: 999px; padding: 10px 16px;
    font-size: 14px; font-weight: 500; cursor: pointer;
    transition: all 0.2s; font-family: inherit; color: var(--ink);
}
.sf2-mini-chip:hover { border-color: var(--brand); color: var(--brand); }
.sf2-mini-chip.selected { background: var(--brand); border-color: var(--brand); color: #fff; }

/* Sliders */
.sf2-slider-block { margin-bottom: 32px; }
.sf2-slider-block label { display: block; font-weight: 600; margin-bottom: 12px; font-size: 15px; }
.sf2-slider-row {
    display: flex; align-items: center; gap: 16px;
    padding: 16px 20px;
    background: var(--card);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow-sm);
}
.sf2-slider-row input[type="range"] {
    flex: 1;
    -webkit-appearance: none; appearance: none;
    height: 6px; background: var(--brand-soft);
    border-radius: 999px; outline: none;
}
.sf2-slider-row input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none; appearance: none;
    width: 24px; height: 24px; border-radius: 50%;
    background: var(--brand); cursor: pointer;
    box-shadow: 0 2px 8px rgba(0, 51, 160, 0.32);
    transition: transform 0.15s;
}
.sf2-slider-row input[type="range"]::-webkit-slider-thumb:active { transform: scale(1.15); }
.sf2-slider-row input[type="range"]::-moz-range-thumb {
    width: 24px; height: 24px; border-radius: 50%;
    background: var(--brand); cursor: pointer; border: 0;
    box-shadow: 0 2px 8px rgba(0, 51, 160, 0.32);
}
.sf2-slider-row output {
    font-family: var(--serif); font-weight: 600; font-size: 20px; color: var(--brand);
    min-width: 130px; text-align: right;
    font-variant-numeric: tabular-nums;
}

.sf2-income-anchors {
    display: flex; justify-content: space-between;
    padding: 8px 4px 0;
    font-size: 11px; color: var(--ink3);
}

/* LVR pill */
.sf2-lvr-pill {
    display: flex; align-items: center; gap: 12px;
    padding: 16px 24px;
    background: var(--brand-soft);
    border: 1px solid var(--brand-line);
    border-radius: var(--radius);
    margin: -8px 0 24px;
    flex-wrap: wrap;
}
.sf2-lvr-label { color: var(--ink2); font-size: 13px; font-weight: 500; }
.sf2-lvr-value { font-family: var(--serif); font-size: 28px; font-weight: 700; color: var(--brand); font-variant-numeric: tabular-nums; }
.sf2-lvr-hint { color: var(--ink2); font-size: 13px; flex: 1; min-width: 200px; }

/* Toggle cards */
.sf2-toggle-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.sf2-toggle-card {
    background: var(--card); border: 1px solid var(--line);
    border-radius: var(--radius); padding: 24px 16px; cursor: pointer;
    text-align: center; transition: transform .22s, border-color .22s, box-shadow .22s;
    display: flex; flex-direction: column; align-items: center; gap: 8px;
    font-family: inherit; color: var(--ink);
}
.sf2-toggle-card i { font-size: 27px; color: var(--brand2); }
.sf2-toggle-card strong { font-size: 16px; }
.sf2-toggle-card small { color: var(--ink2); font-size: 13px; }
.sf2-toggle-card:hover { transform: translateY(-2px); border-color: var(--brand-line); box-shadow: var(--shadow); }
.sf2-toggle-card.selected { border-color: var(--brand); border-width: 2px; background: var(--brand-soft); }
.sf2-toggle-card.selected i { color: var(--brand); }
.sf2-toggle-card[data-credit="yes"].selected i { color: var(--warn); }

.sf2-credit-details {
    margin-top: 24px; padding: 24px;
    background: var(--card2); border: 1px solid var(--line); border-radius: var(--radius);
    animation: sf2-slide-down 0.4s;
}
.sf2-credit-details p { font-weight: 600; margin-bottom: 12px; }
.sf2-check {
    display: flex; align-items: center; gap: 12px;
    padding: 12px 0; cursor: pointer;
    font-size: 15px;
}
.sf2-check input { width: 20px; height: 20px; cursor: pointer; accent-color: var(--brand); }

/* Continue / submit buttons */
.sf2-next {
    display: inline-flex; align-items: center; gap: 10px;
    background: var(--brand-grad); color: #fff;
    padding: 16px 32px;
    border: 0; border-radius: 999px;
    font-family: var(--sans); font-weight: 600; font-size: 16px;
    cursor: pointer; transition: transform .2s, box-shadow .2s, filter .2s;
    margin-top: 16px;
    box-shadow: 0 6px 18px rgba(0,51,160,.22);
}
.sf2-next:hover { transform: translateY(-1px); box-shadow: 0 10px 24px rgba(0,51,160,.28); filter: brightness(1.03); }
.sf2-next:disabled { background: var(--ink3); cursor: not-allowed; transform: none; box-shadow: none; }

/* Match grid */
.sf2-match-grid { display: grid; gap: 12px; margin-bottom: 24px; }
.sf2-loading { text-align: center; padding: 40px; color: var(--ink2); }
.sf2-loading i { font-size: 32px; color: var(--brand2); }

.sf2-match-section { margin-bottom: 24px; }
.sf2-match-section-head {
    font-family: var(--mono);
    font-size: 12px; font-weight: 700;
    color: var(--brand); text-transform: uppercase; letter-spacing: 0.14em;
    margin-bottom: 8px; padding: 0 4px;
    display: flex; align-items: center; gap: 8px;
}
.sf2-match-section-head small {
    color: var(--ink2); font-weight: 500; text-transform: none; letter-spacing: 0;
    margin-left: 4px; font-size: 12px; font-family: var(--sans);
}
.sf2-match-section .sf2-match-card { margin-bottom: 8px; }

.sf2-inline-q { margin-top: 16px; padding: 16px 20px; }
.sf2-inline-q input[type="text"] {
    width: 140px; padding: 10px 14px;
    border: 1px solid var(--line); border-radius: 10px;
    font-family: inherit; font-size: 15px; background: var(--card); color: var(--ink);
}
.sf2-inline-q input[type="text"]:focus { outline: none; border-color: var(--brand); box-shadow: 0 0 0 3px var(--brand-soft); }
.sf2-postcode-state {
    margin-left: 10px; font-weight: 600; color: var(--brand); font-size: 14px;
}

.sf2-combined-lvr {
    display: flex; align-items: center; gap: 10px;
    padding: 12px 16px;
    background: var(--brand-soft);
    border: 1px solid var(--brand-line); border-radius: 12px;
}
.sf2-savings-tile {
    display: inline-block; margin-top: 6px;
    padding: 4px 10px; font-size: 12px; font-weight: 600;
    color: var(--green); background: rgba(31,157,110,.10);
    border-radius: 6px;
}

.sf2-match-card {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center; gap: 16px;
    padding: 18px 20px;
    background: var(--card); border: 1px solid var(--line);
    border-radius: var(--radius); box-shadow: var(--shadow-sm);
    transition: transform .2s, border-color .2s, box-shadow .2s;
}
.sf2-match-card:hover { border-color: var(--brand-line); transform: translateY(-1px); box-shadow: var(--shadow); }
.sf2-match-rank {
    width: 36px; height: 36px; border-radius: 50%;
    background: var(--brand-grad);
    color: #fff; font-weight: 700;
    display: flex; align-items: center; justify-content: center;
}
.sf2-match-body { min-width: 0; }
.sf2-match-name { font-weight: 700; font-size: 16px; margin-bottom: 2px; }
.sf2-match-meta { color: var(--ink2); font-size: 13px; }
.sf2-match-tags { display: flex; gap: 6px; flex-wrap: wrap; margin-top: 6px; }
.sf2-match-tag {
    background: var(--brand-soft); color: var(--brand);
    border-radius: 6px; padding: 2px 8px; font-size: 11px; font-weight: 600;
}
.sf2-match-rate { text-align: right; flex-shrink: 0; }
.sf2-match-rate strong { display: block; font-family: var(--serif); font-size: 20px; color: var(--brand); font-weight: 600; }
.sf2-match-rate small { color: var(--ink2); font-size: 12px; }

.sf2-refine {
    padding: 20px;
    background: var(--card2);
    border: 1px dashed var(--brand-line);
    border-radius: var(--radius);
    margin-bottom: 24px;
}
.sf2-refine-q { font-weight: 600; margin-bottom: 12px; }
.sf2-refine-q small { color: var(--ink2); font-weight: 400; font-size: 13px; }

/* Gate */
.sf2-gate {
    padding: 28px;
    background: var(--card); border: 1px solid var(--line);
    border-radius: 20px; box-shadow: var(--shadow);
}
.sf2-gate h3 { font-family: var(--serif); font-weight: 600; font-size: 22px; margin-bottom: 8px; letter-spacing: -.01em; }
.sf2-gate p { color: var(--ink2); margin-bottom: 16px; }
.sf2-gate input {
    width: 100%; padding: 14px 16px; margin-bottom: 12px;
    border: 1px solid var(--line); border-radius: 12px;
    font-family: inherit; font-size: 15px;
    background: var(--card); color: var(--ink);
}
.sf2-gate input:focus { outline: none; border-color: var(--brand); box-shadow: 0 0 0 3px var(--brand-soft); }
.sf2-gate .sf2-next { width: 100%; justify-content: center; margin-top: 8px; }

/* Trust strip */
.sf2-trust {
    display: flex; flex-wrap: wrap; justify-content: center; gap: 10px 22px;
    margin-top: 28px; padding: 14px 16px;
    font-size: 13px; color: var(--ink2);
    border-top: 1px solid var(--line);
}
.sf2-trust i { color: var(--green); margin-right: 5px; font-size: 12px; }

/* Footer */
.sf2-footer {
    text-align: center;
    padding: 32px 0;
    font-size: 12px; color: var(--ink3); line-height: 1.6;
}
.sf2-footer a { color: var(--ink2); text-decoration: underline; }

/* Mobile tweaks */
@media (max-width: 600px) {
    .sf2-shell { padding: 0 12px; }
    .sf2-brand-logo { height: 32px; }
    .sf2-grid-intent { grid-template-columns: 1fr 1fr; }
    .sf2-toggle-cards { grid-template-columns: 1fr; }
    .sf2-slider-row output { min-width: 90px; font-size: 17px; }
}

/* Qualification gate (replaces the named-lender match grid — leads see a qualify state, not a bank list) */
.sf2-qualified{text-align:center;padding:30px 22px;background:var(--brand-soft);border:1px solid var(--brand-line);border-radius:var(--radius)}
.sf2-qualified-icon{font-size:40px;color:var(--brand);margin-bottom:12px}
.sf2-qualified h3{font-family:var(--serif);font-weight:600;font-size:24px;margin:0 0 8px;color:var(--ink);letter-spacing:-.01em}
.sf2-qualified p{font-size:15px;line-height:1.55;color:var(--ink2);max-width:36rem;margin:0 auto}

.sf2-brief-block{margin-top:22px}
.sf2-brief-block .sf2-sub-q{margin-top:16px}